Securitize to acquire River One in stablecoin lending expansion
Securitize has entered into a definitive agreement to acquire River Credit Labs, known as River One, adding institutional warehouse financing to its tokenization platform. The deal is designed to connect stablecoin capital with traditional lending markets and expand Securitize into asset-backed financing.
- Securitize plans to acquire River One.
- The deal would add warehouse financing to Securitize's tokenization platform.
- River One connects stablecoin capital with traditional lending markets.
- The transaction is expected to close in the fourth quarter of 2026.
- Securitize is targeting the $6 trillion private asset-backed finance market.
Acquisition adds lending to Securitize's platform
Expected to close in the fourth quarter of 2026, the transaction would add a financing layer to Securitize's existing issuance and servicing infrastructure for tokenized assets. Closing remains subject to customary conditions.
According to Securitize, combining its tokenization infrastructure with River One's warehouse financing technology could allow institutions to bring financial assets onchain and seek financing against those assets through an integrated platform. The company said the acquisition would position it to enter the $6 trillion global private asset-backed finance market.
That market includes banks, private credit funds and specialty lenders that provide capital to businesses backed by portfolios of income-generating assets. Securitize said KKR estimates the market could grow from $6 trillion to $9.2 trillion by 2029. The release says the $9.2 trillion figure is a KKR estimate, not a prediction by Securitize.
River One brings warehouse financing technology
Founded in New York in 2025, River One focuses on warehouse financing backed by portfolios that can include small business loans, receivables and other collateral. Warehouse facilities provide lenders and loan originators with capital to fund loans as they are originated.
Its platform combines AI-powered origination and structuring with facility setup, borrowing-base reporting, collateral monitoring and funding operations. The system is designed to give lenders and borrowers a shared, real-time view of their financing positions while combining traditional underwriting and legal protections with blockchain infrastructure.
River One is also developing relationships with capital providers in the stablecoin ecosystem. Its model includes special-purpose vehicles designed to be bankruptcy-remote, collateral requirements and ongoing portfolio monitoring, alongside blockchain-based tools intended to improve financing efficiency.
Stablecoin capital meets a larger credit market
Securitize said the global stablecoin market has grown to approximately $321 billion, creating potential opportunities to deploy digital capital in the real economy. The company described River One's financing capabilities as a way to connect that capital with high-quality, income-generating assets while maintaining traditional credit standards and legal protections.
“Credit is one of the most exciting emerging asset classes for blockchain-based financial markets,” Securitize Chairman and CEO Carlos Domingo said in the announcement. He said River One could help Securitize participate in asset origination and lending markets, creating opportunities for higher-value services, additional revenue streams and greater monetization across its platform.
River One Co-Founder and CEO Braham Mehta said the company built its platform to bring “modern AI and blockchain technology and new sources of capital to institutional lending” while maintaining the credit discipline required by those markets. River One was incubated by Framework Ventures and has investment backing from Framework Ventures and Maple Finance.
For users of Securitize's infrastructure, the proposed acquisition signals a broader platform covering tokenized assets and financing against those assets. The companies' stated plans remain subject to the transaction closing, integration and the ability to establish relationships with capital providers and borrowers.
